Understanding Kingdom Wealth in Faith-Based Finance
- Lotoya Jean - Kingdom Wealth Coach

- Dec 9, 2025
- 4 min read
Updated: Dec 18, 2025
Thinking about wealth through a faith-based lens can be challenging and a bit surprising since we were thought so much misconceptions about money through the church.
I was surprised by how different it felt from the usual financial advice. It wasn’t just about numbers or budgets. It was about purpose, stewardship, and a deeper sense of abundance that goes beyond the bank account.
Have you ever wondered how your faith can shape your financial journey?
How can biblical wealth guidance transform the way you think about money, success, and generosity?
Let’s dive into this together.
Embracing Biblical Wealth Guidance: More Than Just Money
Money often feels like a tricky topic in faith circles. Some say it’s the root of all evil, while others see it as a blessing to be enjoyed. But biblical wealth guidance offers a balanced perspective. It teaches us that wealth is a tool - a resource given by God to be managed wisely and generously.
Think about the parable of the talents (Matthew 25:14-30). The servants who invested and multiplied their talents were praised, while the one who buried his was not. This story isn’t just about money; it’s about responsibility and growth. It encourages us to use what we have, no matter how small, to create impact.
Here’s what biblical wealth guidance encourages us to do:
Be good stewards of what God has entrusted to us.
Avoid greed and the love of money.
Give generously to those in need.
Plan wisely for the future without anxiety.
This approach nurtures a healthy relationship with money, where faith and finances walk hand in hand.

What Are the 4 Types of Wealth?
Understanding wealth from a biblical perspective means looking beyond just financial riches. There are four types of wealth that we can cultivate in our lives:
Spiritual Wealth
This is the foundation. It includes your relationship with God, faith, wisdom, and peace. Spiritual wealth shapes your values and decisions, guiding you to live with purpose.
Relational Wealth
Wealth in relationships means strong, supportive connections with family, friends, and community. It’s about love, trust, and mutual encouragement.
Physical Wealth
This refers to your health and well-being. Without good health, enjoying any other form of wealth becomes difficult.
Financial Wealth
The most commonly thought of type, financial wealth includes money, assets, and resources. It’s important but should serve the other types of wealth, not overshadow them.
When these four types of wealth are balanced, life feels abundant and fulfilling. It’s not about having the most money but about richness in all areas of life.
Practical Steps to Build Wealth with Faith
So, how do we start building wealth that honors our faith? Here are some practical steps that have helped me and many others:
1. Set God-Centered Financial Goals
Ask yourself: What does God want me to do with my resources? Setting goals that align with your faith helps keep your focus on purpose, not just profit.
2. Create a Budget That Reflects Your Values
Budgeting isn’t about restriction; it’s about intentionality. Allocate funds for giving, saving, and spending wisely. Remember, every dollar has a job.
3. Invest in Yourself and Your Community
Education, skills, and relationships are investments that pay dividends. Support local businesses, church projects, or causes that matter to you.
4. Practice Generosity Regularly
Giving is a powerful act of faith. It breaks the grip of materialism and opens doors for blessings. Even small acts of generosity can make a big difference.
5. Seek Wise Counsel
Don’t be afraid to ask for advice from trusted mentors or financial advisors who respect your faith values. Sometimes, a fresh perspective can illuminate new paths.
By taking these steps, you’re not just managing money; you’re stewarding a legacy.

Overcoming Financial Anxiety Through Faith
Let’s be honest - money worries can weigh heavily on the heart. But faith offers a unique way to overcome that anxiety. Philippians 4:6-7 reminds us not to be anxious but to present our requests to God with thanksgiving. This promise of peace is real and accessible.
Here’s how I’ve learned to lean into faith when financial stress hits:
Pray and meditate on God’s promises about provision.
Focus on gratitude for what you already have.
Take small, consistent actions toward your financial goals.
Surround yourself with supportive people who encourage your faith and finances.
Remember, financial freedom isn’t just about having more money; it’s about having peace in the process.
Living Abundantly: Your Journey to Kingdom Wealth
As I reflect on my own journey, I realize that true wealth is about alignment - aligning my heart, my actions, and my resources with God’s purpose. This is what kingdom wealth is all about. It’s a holistic approach that empowers us to live abundantly, not just materially but spiritually and relationally.
If you’re ready to take the next step, consider exploring resources and communities that support faith-based financial growth. Remember, you’re not alone on this path. With faith, wisdom, and practical steps, you can build a legacy that honors God and blesses others.
So, what’s your next step? How will you steward your resources today to create a richer tomorrow? The journey is worth it, and the rewards go far beyond what money can buy.
Thank you for joining me in this exploration of biblical wealth guidance. May your financial journey be filled with faith, hope, and abundant blessings.



Comments